Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Picture it: it’s mid-summer, inching closer and closer to triple digits, and your air conditioner goes out. It just dies. Gone. No more air conditioning, no more cool air to help you stay comfortable. No more anything.

So you call an air conditioning company to come take a look and they tell you what you already knew – it’s time you purchased a new AC system. And then they follow up with something you didn’t know – your new air conditioner is going to cost anywhere from $7,000 to $70,000, depending on the type of system(s) you want, the type of home(s) you have, and the type of energy source you’d like.

So what do you do? Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell a kidney) to cover the cost of a new air conditioner?

But what if there was another option? Enter financing.

The number of people who are planning on financing their latest home improvement project is at 70%. When you understand that the standard consumer in the United States has less than $5,000 they can access, it makes complete sense. So when life happens and things die, and unexpected costs such as an air conditioner repair or replacement is needed, it is vital that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have a variety of financing options for homeowners looking to replace their heaters or air conditioners. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period ends.

Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the full amount as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new heating or air conditioning system more affordable, while also obtaining an efficient system that will help decrease energy bills while providing home comfort.

The financing programs at Service Experts Heating & Air Conditioning are as follows:

  • Low monthly payments
  • No down payment
  • No annual fees
  • No prepayment penalties
  • Competitive interest rates

With so many options, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!

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